The ANZ Visa Business Airpoints credit card is a rewards credit card that allows you to earn 1 Airpoints Dollar for every $85 dollars you spend on eligible business purchases or 1 Airpoints Dollar per $50 of spend directly with Air New Zealand (for the first $25,000 spent directly with Air New Zealand per business per annum). It charges an annual fee of $145 and has a purchase rate of 20.95% p.a. The ANZ Airpoints Visa Credit Card might be suitable for those who want to collect Airpoints rewards.
It might help to compare all the Airpoints credit cards available on our website before you decide which credit card that earns Airpoints to get.$100 spend earns you $1.176 cash equivalent^.
^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases reward points cannot be redeemed for cash directly. See below to find out how the estimate was calculated.
If 1 Airpoints Dollar = $1 NZD and $85 spend earns you 1 Airpoints Dollar then $100 spend earns you (100/85) = 1.176 Airponts or $1.176 cash-equivalent.
IMPORTANT NOTE: please review the credit card details on the provider's website again before applying.
We've compiled below the pros and cons of the ANZ Visa Business Airpoints credit card to help you decide.
With the ANZ Visa Business Airpoints Credit Card, you can earn Airpoints Dollars™ on every purchase you make. This means that your everyday spending can help you get closer to your next holiday. The more you use your card, the more Airpoints Dollars™ you accumulate, which can be redeemed for flights, upgrades, and other travel-related expenses.
Your nominated business owner will earn 50% bonus Status Points on top of the Status Points you earn on qualifying flights with Air New Zealand flights
One of the main drawbacks of the ANZ Airpoints™ Visa Credit Card is the annual fee. It's important to weigh the benefits against the annual fee to determine if the card is worth it for your specific needs.
The ANZ Visa Business Airpoints credit card also has limited reward redemption options. While you can earn Airpoints™, the ways you can use them are somewhat restricted. This can be frustrating if you prefer more flexibility in how you redeem your rewards. Make sure to review the redemption options to ensure they align with your travel and spending habits.
Other rewards credit cards offer reward points as well as other benefits such as complimentary travel insurance and purchase protection which this card lacks.
The ANZ Visa Business Airpoints credit card might be suitable for you if you want to earn Airpoints and the value of the airpoints outweighs the cost of the annual fee. In general, we recommend comparing all credit cards on our website to help you make an informed decision.
You need to be at least 18 years old to apply for the ANZ Visa Business Airpoints credit card.
A good credit score is recommended to increase your chances of being approved for the ANZ Visa Business Airpoints credit card.
The annual fee for the ANZ Visa Business Airpoints credit card is $145.
Yes, you can earn Airpoints™ with every eligible purchase made using the ANZ Visa Business Airpoints credit card.
No, the ANZ Visa Business Airpoints credit card does not offer complimentary travel insurance for eligible trips.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, ANZ would ask you a few questions about these criteria to determine your eligibility.
**You have to be a New Zealand permanent resident, and have a good credit history to apply for a ANZ Credit Card.
In general the following documents are usually required for credit card applications.
If you’re self-employed, you must supply:
A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.
List 1:Are you interested in a rewards credit card? Compare ALL Rewards credit cards on our rewards credit cards page.
We've been asked this question a lot so we have compiled our pick of the best credit card in NZ but keep in mind that the best credit card for you depends on your personal circumstance and needs. To find the best credit card for you, we recommend that you compare all credit cards in NZ on our website or narrow down your search by popular credit card types as shown below. Use the top menu of the page to select more credit card types.