ANZ Visa Corporate Credit Card

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The ANZ Visa Corporate Credit Card is a standard business credit card that make it easier to manage your business expenses. It charges an annual fee of $35 and has a purchase rate and cash advance rate of 20.95%. This card might be suitable for companies that just want a standard credit card with a low annual fee to help manage their business expenses.

Key Features

Purchase Rate: 20.95%
Cash Advance Rate: 20.95%
Balance Transfer: N/A
Annual Fee: $35.00
Interest Free Days: Up to 45 days
Minimum Repayment:
Card Reward Details: N/A
Credit Limit:
Other Fees:

IMPORTANT NOTE: please review the credit card details on the provider's website again before applying.

ANZ Visa Corporate Credit Card Review

Pros and Cons

We've compiled below the pros and cons of the ANZ Visa Corporate Credit Card to help you decide.

Pros

Standard credit card

Cons

Annual fee
Limited Benefits (no travel insurance or purchase protection etc)

What we like about the ANZ Visa Corporate Credit Card

It's a standard credit card with a low annual fee.

Drawbacks of the ANZ Visa Corporate Credit Card

Limited Benefits

The ANZ Visa Corporate Credit Card offers very limited benefits.

Is the ANZ Visa Corporate Credit Card Right for my business?

Assessing Your Spending Habits

To determine if the ANZ Visa Corporate Credit Card suits you, start by examining your spending. This card is ideal for business that just want a basic credit card with no rewards or extra benefits to help manage their expenses.

Considering Alternative Options

Before making a decision, compare the ANZ Visa Corporate Credit Card with other credit cards. Look at factors like interest rates, annual fees, and additional benefits. This will help you make an informed choice that aligns with your financial needs and goals.

How to Apply for the ANZ Visa Corporate Credit Card

Step-by-Step Application Process

Applying for the ANZ Visa Corporate Credit Card is straightforward. Follow these steps to ensure a smooth application:

Visit the ANZ website: Click "Apply Now" on this page to visit the ANZ website.
Complete the Application Form: Fill in your personal details, including your income, expenses, liabilities, and assets.
Upload Required Documents: Provide proof of identity and any other necessary documentation.
Submit Your Application: Once everything is filled out and uploaded, submit your application and wait for a response.

Approval Timeframe

The time it takes to process and approve your application can vary. Typically, you should expect to hear back within a few business days. However, delays can occur, so it's best to apply well in advance if you need the card by a specific date.

Tips for a Successful Application

To increase your chances of approval, consider the following tips:

Ensure Accuracy: Double-check all the information you provide to avoid any mistakes.
Prepare Your Documents: Have all necessary documents ready before you start the application.
Meet Eligibility Criteria: Make sure you meet all the eligibility requirements before applying.

Frequently Asked Questions

What are the age and residency requirements for the ANZ Visa Corporate Credit Card?

You need to be at least 18 years old and a New Zealand resident to apply for the ANZ Visa Corporate Credit Card.

What income and credit score do I need to be eligible?

While ANZ doesn't specify an exact income or credit score, having a steady income and a good credit history will improve your chances of approval.

What documents are needed to apply for the ANZ Visa Corporate Credit Card?

You'll need to provide proof of identity, proof of income, and possibly other financial documents during the application process.

What are the main benefits of the ANZ Visa Corporate Credit Card?

The main benefit of ANZ Visa Corporate Credit Card is that it is a standard credit card with a low annual fee.

Are there any drawbacks to the ANZ Visa Corporate Credit Card?

Some drawbacks include annual fees, no rewards programme and limited benefits.

How long does it take to get approved for the ANZ Visa Corporate Credit Card?

Approval times can vary, but it usually takes a few days to a week to get a decision.

Eligibility Requirements:

Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, ANZ would ask you a few questions about these criteria to determine your eligibility.

Income
Expenses
Debts
Assets
Savings
Investments

**You have to be a New Zealand permanent resident, and have a good credit history to apply for a ANZ Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

your most recent payslip or salary notice
copies of bank statements that show your pay or salary deposits
a letter from your employer confirming your income
an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

signed financial statements for the past two years
a signed personal Statement of Financial Position
your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:

Current passport
New Zealand drivers licence
18+ card
Photo Credit Card

List 2:

Most recent bank statement
Debit card
Credit card
Community services card
Club or society card.

More Info »

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What is the best credit card in New Zealand?

We've been asked this question a lot so we have compiled our pick of the best credit card in NZ but keep in mind that the best credit card for you depends on your personal circumstance and needs. To find the best credit card for you, we recommend that you compare all credit cards in NZ on our website or narrow down your search by popular credit card types as shown below. Use the top menu of the page to select more credit card types.