ASB Credit Card – Compare All ASB Credit Cards in NZ

We’ve compiled a list of ASB Credit Cards to provide transparent and clear information about ASB Credit Cards to help you choose the best ASB credit card to suit your needs. You may also like to consider other credit cards available on our website.

To apply for an ASB credit card, simply click on the “Apply Now” button next to the card to review the details before applying. For more information about a specific card on our site, click on the “more info” link.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.

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*Terms and conditions apply

Updated: 25 Dec, 2024

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Compare ASB Credit Cards

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
ASB Visa Light Credit Card Gold Award	The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months plus 0% p.a. for 6 months when you spend $1,000 or more on any single eligible purchase	13.5% p.a.	0% p.a. for 6 months	22.95% p.a.	$0.00	55 days More Info » Apply Now »
ASB Visa Platinum Rewards Credit Card Gold Award	Choose between True Rewards or Everyday Rewards points. Earn 1 True Rewards Dollar for every $100 you spend or 1 Everyday Rewards point for every $1 spent on your ASB card. This card also comes with travel insurance for you, your spouse and your dependent children. Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent in True Rewards points^.	19.95%	0% p.a. for 6 months	22.95%	$80.00	55 days More Info » Apply Now »
ASB Visa Rewards Credit Card Gold Award	Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent^.	20.95%	0.00% for 6 months	22.95%	$40.00	55 days More Info » Apply Now »

^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.

More Info »

*Terms and conditions apply

About ASB Credit Cards

ASB offers one of the widest range of credit cards in New Zealand including low interest credit cards, rewards credit cards, balance transfer credit cards, no-annual fee credit cards and more. Use the credit card comparison table below to compare and find the best ASB credit card to suit your needs.

Use the links below to narrow down your search. Alternatively, you can use our credit card finder tool to search through all our credit cards to find the best credit card to suit your needs.

ASB Credit Card Types

• ASB Balance Transfer Credit Cards
• ASB Low Interest rate Credit Cards
• ASB Rewards Credit Cards
• ASB No-annual Fee Credit Cards

About ASB Bank

ASB Bank, originally known as the Auckland Savings Bank, was founded on June 5, 1847. The first meeting took place in the store of Campbell and Brown, attended by notable figures such as John Logan Campbell and Dr. John Johnson. The bank opened its doors on Queen Street, Auckland, with a mission to serve the community and help New Zealanders grow.

ASB Bank Growth and Development

Over the years, ASB Bank has grown significantly, expanding its range of products and services. The bank has continually adapted to the changing needs of its customers, introducing innovative solutions to make banking easier and more accessible. ASB Bank’s commitment to growth is evident in its extensive branch network and its adoption of digital banking technologies. In 1989 the Commonwealth Bank of Australia purchased a 75% stake in ASB bank which it extended to 100% stake in the year 2000.

ASB Bank Ownership and Structure

ASB Bank operates as a subsidiary of the Commonwealth Bank of Australia, providing a wide array of financial services including consumer banking, corporate banking, and investment services. The bank is headquartered in Auckland, New Zealand, and serves customers across the country.

Products and Services Offered by ASB Bank

ASB Bank is a leading financial institution in New Zealand, providing a variety of products and services to meet the needs of individuals, businesses, and corporate clients. With a focus on innovation and customer satisfaction, ASB Bank has established itself as a trusted name in the banking industry.

Retail Banking

ASB Bank offers a comprehensive range of retail banking services designed to cater to the everyday financial needs of individuals. These services include:

• Savings and checking accounts
• Home loans and mortgages
• Personal loans
• Credit cards
• Foreign exchange services

Business and Corporate Banking

For business and corporate clients, ASB Bank provides tailored banking solutions to help manage and grow their enterprises. Key services include:

• Business accounts
• Commercial loans
• Merchant services
• Treasury and foreign exchange services
• Corporate credit cards

Investment and Insurance Services

ASB Bank also offers a variety of investment and insurance products to help customers secure their financial future. These include:

• Investment accounts
• Wealth management services
• Life and health insurance
• Property and casualty insurance
• Retirement planning services

With its extensive range of products and services, ASB Bank is well-equipped to meet the diverse financial needs of its customers.

Digital Banking Solutions at ASB Bank

Online Banking Features

ASB Bank offers a user-friendly online banking platform that allows you to manage your finances with ease. You can check your account balances, transfer funds, pay bills, and even set up automatic payments. The platform is designed to be intuitive, making it simple for you to navigate and find the services you need.

Mobile Banking App

The ASB Mobile Banking App provides you with the convenience of banking on the go. Available for both iOS and Android devices, the app lets you perform a variety of tasks such as checking your balance, transferring money, and paying bills. The app also includes features like fingerprint login and quick balance checks, ensuring that you can access your accounts quickly and securely.

Security Measures

ASB Bank takes your security seriously. The bank employs multiple layers of security to protect your personal and financial information. These measures include two-factor authentication, encryption, and regular security updates. Additionally, ASB Bank offers tips and guidelines to help you keep your accounts safe from fraud and unauthorized access.

Customer Service and Support

For any general inquiries, you can reach ASB Bank at:

• 0800 269 296 (New Zealand)
• +64 4 470 3142 (International)

For accounts and term deposits, use the same contact numbers. For credit cards, home loans, and personal loans, you can also use these numbers. For KiwiSaver and investment funds, call:

• 0800 736 034 (New Zealand)
• +64 9 356 4000 (International)

For customer financial wellbeing, contact:

• 0800 731 200 (New Zealand)
• +64 4 471 0106 (International)

ASB Bank offers various channels for feedback and complaints, ensuring that your concerns are addressed promptly. You can visit their website for a detailed information, rates and fees information, and various calculators and tools to assist you.

ASB Bank has a wide network of branches across New Zealand. You can easily find a branch near you by using the branch locator tool on their website. The bank also offers extensive online and mobile banking services, so you can manage your finances from anywhere.

How to Open an Account with ASB Bank

Eligibility Requirements

To open an account with ASB Bank, you must meet certain eligibility criteria. Generally, you need to be a resident of New Zealand and at least 13 years old. Some accounts may have additional requirements, so it’s best to check the specific terms for the account you are interested in.

Step-by-Step Process

1. Research Account Types: Visit the ASB Bank website to explore the different types of accounts available. Choose the one that best fits your needs.
2. Gather Necessary Documents: Prepare your identification documents, such as a passport or driver’s license, and proof of address, like a utility bill.
3. Apply Online or Visit a Branch: You can either apply online through the ASB Bank website or visit a local branch. Follow the instructions provided and fill out the necessary forms.
4. Submit Your Application: Once you have completed the application, submit it along with your documents. If applying online, you may need to upload scanned copies of your documents.
5. Wait for Approval: After submitting your application, wait for ASB Bank to review and approve it. You will be notified once your account is ready to use.

Required Documentation

When opening an account, you will need to provide the following documents:

• Identification: Passport, driver’s license, or another form of photo ID.
• Proof of Address: Utility bill, bank statement, or any official document showing your current address.
• Additional Documents: Depending on the type of account, you may need to provide additional documents, such as proof of income or employment.

Fees and Charges at ASB Bank

Account Fees

ASB Bank has different fees for various types of accounts. These can include monthly maintenance fees, which are charged to keep your account active. It’s important to check the specific fees for your account type to avoid any surprises.

Transaction Charges

When you make transactions, there might be additional charges. For example, withdrawing money from an ATM could come with a fee, especially if you use an ATM that doesn’t belong to ASB Bank. International transactions might also have extra costs, so it’s good to be aware of these if you plan to use your card overseas.

Loan and Credit Card Fees

If you have a loan or a credit card with ASB Bank, there are certain fees you should know about. Overdraft fees can apply if you spend more money than you have in your account. Late payment fees might be charged if you miss a credit card payment. Always check the terms and conditions to understand all possible fees.

Frequently Asked Questions

What is ASB Bank?

ASB Bank is a major bank in New Zealand, offering a variety of financial services like savings accounts, loans, and insurance. It is owned by the Commonwealth Bank of Australia.

How can I open an account with ASB Bank?

To open an account, you need to meet the eligibility requirements, follow a step-by-step process, and provide the necessary documents. You can start the process online or visit a branch.

What digital banking options does ASB Bank offer?

ASB Bank provides online banking and a mobile app that allow you to manage your accounts, transfer money, and pay bills from your computer or smartphone.

What types of services does ASB Bank offer to businesses?

ASB Bank offers business and corporate banking services, including business loans, merchant services, and investment advice to help businesses grow.

What are the fees and charges at ASB Bank?

ASB Bank has various fees for account maintenance, transactions, and loans. It’s best to check their official website or contact them directly for detailed information.