BNZ Credit Card – Compare All BNZ Credit Cards

We’ve compiled a list of BNZ Credit Cards to help you choose the best BNZ credit card to suit your needs. We have included the key information you need to help you make an informed decision. Use the credit card comparison table below to compare and find the best BNZ credit card to suit your needs.

To apply for a BNZ credit card below, simply click on the “Apply Now” button to read the card details and apply. For more information about a specific card on our site click on the “More info” link.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.

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*Terms and conditions apply

Updated: 24 Nov, 2024

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
BNZ Lite Visa Credit Card Gold Award	BNZ Lite Visa Credit Card is a low interest rate credit card with a purchase rate of 13.50% p.a.	13.50% p.a.	N/A	22.95% p.a.	$10.00	55 days More Info » Apply Now »
BNZ Advantage Visa Platinum Credit Card Gold Award	Spend $1 and get 1.67 BNZ Points. The BNZ Advantage Platinum Visa Card also comes with a 90 days platinum International Leisure Travel Insurance and Domestic rental and vehicle excess insurance. Reward Points Cash Equivalent: $100 spend earns $1.11 cash equivalent^.	18.95%	N/A	18.95%	$90.00	55 days More Info » Apply Now »
BNZ Advantage Classic Visa Credit Card Gold Award	Earn 1 BNZ Point for every $1 you spend on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.67 cash equivalent^.	20.95%	N/A	22.95%	$40.00	55 days More Info » Apply Now »

^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.

More Info »

*Terms and conditions apply

About BNZ Credit Cards

BNZ’s range of credit cards include low rate credit cards, rewards credit cards, balance transfer credit cards, cash back credit cards and more. Use the credit card comparison table below to compare and find the best BNZ credit card to suit your needs.

Use the links below to narrow down your search. Alternatively, you can use our credit card finder tool to search for the best credit card to suit your needs.

Quick Links

• BNZ Balance Transfer Credit Cards
• BNZ Low Interest rate Credit Cards
• BNZ Rewards Credit Cards
• BNZ No-annual Fee Credit Cards

About BNZ Bank

The Bank of New Zealand (BNZ) began its story in October 1861. It was established as a private company under the New Zealand Bank Act 1861, which allowed it to issue bank notes. The first office opened in Auckland, followed by a branch in Dunedin in December of the same year.

Major Milestones

• 1992: National Australia Bank (NAB) acquired BNZ, making it a subsidiary while maintaining local governance with a New Zealand board of directors.
• 1992: BNZ opened its first call center in Auckland.
• 1998: The head office was relocated to Auckland.
• 1999: BNZ launched its Internet Banking service and Private Banking network.
• 2008: The bank rebranded itself as "BNZ" with a new logo and colors.

BNZ Recent Developments

In 2000, BNZ had 192 branches and employed 5,562 staff. As of 2013, BNZ employed over 5,000 people in New Zealand. The bank remains a significant player in the New Zealand banking sector, continually evolving to meet the needs of its customers.

BNZ Bank’s Core Services

BNZ Retail Banking

For individual customers, BNZ offers a variety of products and services. These include savings accounts, investment options, home loans, credit cards, personal loans, and insurance. You can manage your finances through telephone banking, internet banking, or by visiting one of their 180 branches across New Zealand.

BNZ Business Banking

BNZ Partners is the brand for business banking at BNZ. They provide a full range of services for small, medium, and large businesses. These services include transactional bank accounts, investment options, loans and finance, card and payment solutions, insurance, and international banking services for businesses involved in exports, imports, and foreign exchange.

Institutional Banking

BNZ’s institutional banking division offers wholesale banking services to large corporations, financial institutions, and government entities. They cover a wide range of sectors such as primary industries, manufacturing, retailing, energy, utilities, telecommunications, infrastructure, property, local government, health, and education. For example, in December 2010, BNZ was appointed as the lead arranger for Auckland Council’s $600 million syndicated bank loan.

Technological Innovations at BNZ Bank

Internet Banking

BNZ Bank has been a pioneer in the digital banking space, launching its Internet Banking service in 1999. This service allows you to manage your accounts, transfer funds, and pay bills online, providing convenience and accessibility. Over the years, BNZ has continuously improved its online banking platform to ensure a seamless and secure experience for its customers.

Mobile Banking

In addition to Internet Banking, BNZ offers a robust Mobile Banking app. This app lets you perform various banking tasks on the go, such as checking your balance, transferring money, and even depositing checks using your smartphone’s camera. The app is designed to be user-friendly and is regularly updated to include new features and enhancements.

Security Measures

BNZ Bank takes the security of your financial information very seriously. They employ multiple layers of security measures to protect your data. These include encryption, two-factor authentication, and regular security audits. BNZ also provides educational resources to help you understand how to keep your information safe while using their digital services.

BNZ Bank’s Leadership and Governance

BNZ Executive Team

At the helm of BNZ Bank is a dedicated executive team, led by the CEO. This team is responsible for steering the bank towards its strategic goals and ensuring operational excellence. The executive team includes leaders from various departments, each bringing a wealth of experience and expertise to the table.

BNZ Board of Directors

BNZ Bank’s board of directors plays a crucial role in overseeing the bank’s activities and ensuring it adheres to high standards of corporate governance. The board is composed of seasoned professionals who provide valuable insights and guidance. Their collective experience spans across different industries, which helps in making informed decisions for the bank’s growth and stability.

BNZ Corporate Governance

Corporate governance at BNZ Bank is centered around transparency, accountability, and integrity. The bank follows a robust governance framework that includes regular audits, compliance checks, and risk management practices. This framework ensures that the bank operates in the best interest of its customers, employees, and stakeholders. The commitment to strong corporate governance helps BNZ maintain its reputation and trust in the financial market.

BNZ Bank’s Market Position

BNZ Market Share

As of June 2022, BNZ holds a significant position in the New Zealand banking sector, being the second largest bank with a market share of 19.1%. This strong presence highlights BNZ’s importance in the financial landscape of the country.

BNZ Competitors

BNZ faces competition from other major banks in New Zealand, including ANZ, ASB, and Westpac. These banks, along with BNZ, form the core of the country’s banking industry, each striving to offer the best services to their customers.

BNZ Growth Strategies

To maintain and grow its market position, BNZ focuses on several key strategies:

• Innovation: Continuously improving its digital banking services to meet customer needs.
• Customer Focus: Enhancing customer experience through personalised services.
• Sustainability: Investing in sustainable practices to support long-term growth.

These strategies help BNZ stay competitive and ensure its continued success in the New Zealand banking market.

BNZ Asked Questions

What is BNZ Bank?

BNZ Bank, or Bank of New Zealand, is one of the major banks in New Zealand. It was founded in 1861 and offers a range of financial services including retail, business, and institutional banking.

Who owns BNZ Bank?

Since 1992, BNZ Bank has been a subsidiary of National Australia Bank (NAB). However, it maintains local governance with a New Zealand board of directors.

What services does BNZ Bank provide?

BNZ Bank offers various services such as savings and checking accounts, loans, credit cards, and investment services. They also provide specialised services for businesses and large institutions.

Where is the headquarters of BNZ Bank located?

The headquarters of BNZ Bank is located in Auckland, New Zealand.

How many employees work at BNZ Bank?

As of 2013, BNZ Bank employed over 5,000 people in New Zealand.

What is BNZ Bank’s market share in New Zealand?

As of June 2022, BNZ Bank holds a market share of 19.1%, making it the second largest bank in New Zealand.

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