Koru Membership Credit Cards – Discover the Best Koru Membership Credit Card

Koru Membership credit cards are credit cards that give you discounted or free Air New Zealand Koru membership. The Air New Zealand Koru program offers a range of benefits when travelling with Air New Zealand or with Air New Zealand alliance airline partners. These benefits includes things like Airport lounge access, priority check-in, additional baggage allowance, complimentary frequent flyer seating and more.

Compare Koru Membership Credit Cards in New Zealand.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.

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*Terms and conditions apply

Updated: 22 Dec, 2024

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Compare Koru Membership Credit Cards in NZ

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Airpoints Platinum Card Platinum Award	The FASTEST Airpoints DollarTM earning Platinum Credit Card in NZ. Every $70 you spend earns you 1 Airpoints Dollar. This cards also comes with: Complimentary Travel Insurance for domestic and international travel Koru joining fee waived Koru annual fee discount of $145 Two VIP Lounges access with Priority Pass per year. Two entries per year to the Centurion lounge at Sydney or Melbourne International Airport CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only. Reward Points Cash Equivalent: $100 spend earns $1.42 cash equivalent^.	22.95% p.a.	N/A	22.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply1
Westpac Airpoints World MasterCard Credit Card Gold Award	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for life of balance transferred. It also comes with Priority Pass lounge access to over 1,500 airport lounges around the world. Reward Points Cash Equivalent: $100 spend earns $1.05 cash equivalent (for up to $15,000 spend)^. $100 spend earns $0.52 cash equivalent (for over $15,000 spend)^.	16.95%	5.95% for life of balance transferred	22.95%	$310.00	44 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card Gold Award	Earn 1 Airpoints Dollar for every $110 spent on your card up to (and including) $7,000 then 1 Airpoints Dollar for every $220 spent on your card each month plus get 5.95% for the life of the balance transferred. Reward Points Cash Equivalent: $100 spend earns $0.90 cash equivalent (for up to $7,000 spend)^. $100 spend earns $0.45 cash equivalent (for over $7,000 spend)^.	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$125.00	44 days More Info » Apply Now »
ANZ Airpoints Visa Platinum Credit Card Gold Award	Earn 1 Airpoints Dollar for every $110 you spend on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.90 cash equivalent^.	20.95%	N/A	20.95%	$150.00	44 days More Info » Apply Now »
Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card Gold Award	Earn 1 Airpoints Dollar™ for every $115 spent on eligible purchases. This card also comes with complimentary overseas travel insurance for you and your immediate family travelling with you for up to 40 days. Reward Points Cash Equivalent: $100 spend earns $0.64 cash equivalent^.	20.95%	1.99% p.a. for 6 months	20.95%	$180.00	44 days More Info » Apply Now »

^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.

More Info »

*Terms and conditions apply

Understanding Air New Zealand Koru Membership

Membership Benefits

Air New Zealand Koru Membership offers a range of benefits designed to enhance your travel experience. As a member, you gain access to Air New Zealand’s regional, domestic, and international lounges, provided you are flying on an Air New Zealand flight number (NZ) or ticket number (starting with 086). These lounges are located in key cities such as Auckland, Christchurch, Wellington, Sydney, Melbourne, Brisbane, Perth, Nadi, and Rarotonga. Additionally, you can access international partner lounges in around 20 other cities.

Other benefits include priority check-in and boarding, access to frequent flyer seating choices, and the ability to bring one guest and up to three children (aged 3-17) into the lounge, subject to space availability. Children under 2 years old can enter for free.

Eligibility Criteria

To be eligible for Koru Membership, you must be at least 18 years old. Membership is open to all individuals who meet this age requirement, regardless of their travel frequency or loyalty status with Air New Zealand.

How to Join

Joining the Koru Membership programme is straightforward. You can sign up online through the Air New Zealand website or by contacting their customer service. The process involves filling out a membership application form and paying the required fees.

Membership Fees

The cost of Koru Membership varies depending on the duration and type of membership you choose. There is a one-time joining fee of NZ$255 and a membership fee which can be found here.

Maximising Your Koru Membership

Accessing Lounges

As a Koru member, you gain access to Air New Zealand’s exclusive lounges. These lounges offer a comfortable space to relax before your flight, complete with complimentary food and beverages, Wi-Fi, and business facilities. To access these lounges, simply present your Koru membership card at the entrance.

Priority Check-In and Boarding

One of the key benefits of Koru membership is priority check-in and boarding. This means you can skip the regular queues and check in at dedicated counters, saving you valuable time. Additionally, you will be among the first to board the aircraft, ensuring you have ample time to settle in and store your carry-on luggage.

Additional Baggage Allowance

Koru members enjoy extra baggage allowances on Air New Zealand flights. This can be particularly beneficial for long trips or when travelling with family. Make sure to check the specific baggage policies for your flight, as allowances can vary.

Partner Airline Benefits

Your Koru membership extends beyond Air New Zealand. You can also enjoy benefits with partner airlines, including access to their lounges and priority services. This makes your travel experience smoother and more enjoyable, even when flying with other carriers.

Credit Cards Offering Koru Membership Discounts

American Express Airpoints Platinum

The American Express Airpoints Platinum Card stands out for its exceptional travel rewards. Cardholders can enjoy a significant discount on Koru membership, along with other perks such as accelerated Airpoints accumulation, complimentary lounge access, and travel insurance. This card is ideal for frequent travellers who want to maximise their Air New Zealand benefits.

Westpac Airpoints World Mastercard

Westpac’s Airpoints World Mastercard offers a range of benefits, including a discount on Koru membership. Cardholders can earn Airpoints on everyday purchases and enjoy travel-related perks such as additional baggage allowance and priority boarding. This card is a great choice for those who frequently fly with Air New Zealand.

ANZ Airpoints Visa Platinum

The ANZ Airpoints Visa Platinum card provides a discount on Koru membership and allows you to earn Airpoints on your spending. Additional benefits include travel insurance, rental car excess cover, and access to exclusive events. This card is suitable for those looking for a comprehensive travel rewards programme.

Kiwibank Airpoints Platinum Visa

Kiwibank’s Airpoints Platinum Visa card offers a discount on Koru membership and the ability to earn Airpoints on purchases. Cardholders also benefit from complimentary travel insurance, purchase protection, and extended warranty insurance. This card is perfect for those who want to combine everyday spending with travel rewards.

Comparing Koru Membership Credit Cards

Annual Fees and Interest Rates

When comparing Koru membership credit cards, it is essential to consider the annual fees and interest rates. These costs can vary significantly between cards, impacting the overall value you receive. Some cards may offer lower annual fees but higher interest rates, while others might have higher fees but more competitive interest rates. Make sure to balance these factors based on your spending habits and financial situation.

Rewards and Benefits

Each credit card offers different rewards and benefits, which can enhance your Koru membership experience. Look for cards that provide generous Airpoints, cashback options, or other perks like travel insurance and purchase protection. Evaluate how these rewards align with your travel and spending patterns to maximise the benefits.

Travel Insurance and Protections

Travel insurance and other protections are crucial features to consider. Many Koru membership credit cards offer complimentary travel insurance, which can save you money and provide peace of mind during your travels. Additionally, look for cards that include purchase protection, extended warranty, and fraud protection to safeguard your purchases.

Customer Reviews and Ratings

Customer reviews and ratings can provide valuable insights into the real-world performance of Koru membership credit cards. Reading reviews from other cardholders can help you understand the pros and cons of each card, including customer service quality, ease of use, and overall satisfaction. Use these reviews to make an informed decision that best suits your needs.

Tips for Choosing the Right Credit Card

Assessing Your Travel Needs

When selecting a credit card, it is crucial to evaluate your travel habits. Consider how frequently you travel, your preferred airlines, and the destinations you visit most often. If you are a frequent flyer with Air New Zealand, a card offering Airpoints might be beneficial. On the other hand, if you travel internationally, a card with no foreign transaction fees could save you money.

Understanding Card Fees and Charges

Credit cards come with various fees and charges, including annual fees, interest rates, and foreign transaction fees. It is essential to understand these costs to avoid any surprises. Compare the annual fees and interest rates of different cards to find one that fits your budget. Additionally, be aware of any hidden charges that might apply.

Evaluating Rewards Programmes

Rewards programmes can add significant value to your credit card. Look for cards that offer rewards aligned with your spending habits. For instance, if you spend a lot on groceries and fuel, a card that offers higher points for these purchases would be ideal. Also, consider the flexibility of the rewards programme – can you redeem points for flights, accommodation, or other travel-related expenses?

Reading the Fine Print

Before committing to a credit card, it is vital to read the terms and conditions carefully. Pay attention to the fine print to understand the card’s benefits and limitations fully. Look out for any restrictions on earning or redeeming rewards, as well as any conditions for maintaining your membership. Being well-informed will help you make the best choice for your needs.

Frequently Asked Questions about Koru Membership

What is Koru Membership?

Koru Membership is a loyalty programme offered by Air New Zealand. It provides members with a range of benefits, including access to exclusive lounges, priority check-in and boarding, additional baggage allowance, and more. It is designed to enhance your travel experience and make your journey more comfortable and convenient.

How do I get a discount on Koru Membership?

You can obtain a discount on Koru Membership through various credit cards that offer this perk. Some of the popular credit cards include the American Express Airpoints Platinum, Westpac Airpoints World Mastercard, ANZ Airpoints Visa Platinum, and Kiwibank Airpoints Platinum Visa. These cards often provide discounted membership rates or even complimentary membership as part of their benefits.

Which credit card offers the best Koru Membership benefits?

The best credit card for Koru Membership benefits depends on your individual needs and preferences. However, the American Express Airpoints Platinum and the Westpac Airpoints World Mastercard are often highlighted for their comprehensive benefits, including Airpoints accumulation, lounge access, and additional travel perks. It is advisable to compare the features of each card to determine which one aligns best with your travel habits.

Can I transfer my Koru Membership?

No, Koru Membership is non-transferable. It is linked to the individual member and cannot be transferred to another person. However, you can use your membership benefits when travelling with family or friends, provided you are present and travelling on the same flight.

Is Koru Membership worth it?

If you travel often with Air New Zealand, Koru Membership can be worth it for the added comfort and convenience it provides.